Home insurance, car insurance, travel insurance - get insurance quotes now

What about adding items to your insurance?

What about adding items to your insurance?

What happens when you buy something new? You probably have a good idea what is included to be covered in your policy and what the limit is on individual items before they need to be mentioned specificaly.

This is usually about £1000 or £1500 for individual items - but you should check your policy.

I recently bought my son a bike and was musing to myself what happens if it got lost or stolen, so I rang my insurance company up and explained about my son's bike and they offered to put it on the policy for free for the next few months - until my insurance renewal date! I thought this was great! It only adds a small amount to the policy overall but now we don't have to worry about finding the cash to replace the bike if anything happens to it. Thats not to say we're not as careful about locking it up and not leaving it in silly places - but we now have that peace of mind that insurance brings.

If you need to renew your home contents insurance, then why not check out some of the companies on the list - if not them all. It is always interesting to see just how low a quote you'll get.

Adding items to your insurance might sometimes push the premiums up a lot - therefore bookmark our page of home content insurers and you can shop around if you're planning an expensive purchase. Sometimes it might be cheaper to change insurance companies than stay with one - and it never hurts to check out the lowest prices.

We read recently of a case where a man had bought his wife an eternity ring and their insurance company increased the premiums by 40%!!! He was horrified, but was advised to shop around for new cover!

So in summary - check with your own insurers first but be prepared to shop around!!!

Home contents insurers list to get quotes from

Remember not being insured enough is worse than not being insured at all!

Always contact your insurer if you have a collection of items - as collections may need special insurance.