How to Lower Your Car Insurance

How to lower your car insurance

If you're looking for quotes for car insurance then you might want to know how you can lower your car insurance.

• Look around for several quotes
  
  Gocompare.com Car Insurance
  
  
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• First Alternative offers drivers the opportunity to build up to 75% no claim discount unlike some other companies who offer only 65%. Customers will get 70% immediately if they currently have 5 years NCD or more
  
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• Using online car insurers is often cheaper as they have less overheads than companies which have offices, don't be afraid of getting quotes from smaller companies either.
  
  
• Pick the higher voluntary level of excess as this will lower your quote.
  
  
• Look for other discounts which you may be able to get - if your car is garaged overnight and not left on the street for instance, your quote might be lower. Consider how much a garage might cost spread over many years compared to the decrease in car insurance premiums.
  
• Gates or garage? Anything which adds to the security of your car overnight will lower your insurance.
  
  
• 3rd party insurance might be cheapest and best if you have an old or very low cost car.
  
  
• More than one car to insure? Generally putting more than one car with the same company will reduce your costs.
  
  
• Your postcode plays a huge part in the amount you'll pay for you car insurance, and although moving house just to lower your car insurance might seem a bit extreme you should check out how much it will cost you at the new place if you're looking to move house.
  
  
• Improve your driving skills - the Institute of Advanced Motoring offers a test as do Royal Society for the Prevention of Accidents - click on road safety.
  
  
• Low mileage? If you don't do many miles a year then you might qualify for cheaper car insurance too.
  
  
• What job you do affects car insurance. Certain jobs are seen as higher risk!
  
  
• Age and sex make a difference too, but theres not much you can do about these!
  
  
• The type of car you have also makes a huge difference, a smaller engine is cheaper to insure than some huge monster car!
  
  
  
  
  We hope these hints help you lower your car insurance, why not check out the insurers we list! and see how low a quote you can get!