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How to lower your car insurance
If you're looking for quotes for car insurance then you might want to
know how you can lower your car insurance.
- Look around for several quotes
- Using online car insurers is often cheaper as they
have less overheads than companies which have offices, don't be afraid
of getting quotes from smaller companies either.
- Pick the higher voluntary level of excess as this
will lower your quote.
- Look for other discounts which you may be able to
get - if your car is garaged overnight and not left on the street for
instance, your quote might be lower. Consider how much a garage might
cost spread over many years compared to the decrease in car insurance
premiums.
- Gates or garage? Anything which adds to the security
of your car overnight will lower your insurance.
- 3rd party insurance might be cheapest and best if
you have an old or very low cost car.
- More than one car to insure? Generally putting more
than one car with the same company will reduce your costs.
- Your postcode plays a huge part in the amount you'll
pay for you car insurance, and although moving house just to lower your
car insurance might seem a bit extreme you should check out how much
it will cost you at the new place if you're looking to move house.
- Improve your driving skills - the Institute of Advanced
Motoring offers a test as do Royal
Society for the Prevention of Accidents - click on road safety.
- Low mileage? If you don't do many miles a year then
you might qualify for cheaper car insurance too.
- What job you do affects car insurance. Certain jobs are seen as higher
risk!
- Age and sex make a difference too, but theres not much you can do
about these!
- The type of car you have also makes a huge difference, a smaller
engine is cheaper to insure than some huge monster car!
We hope these hints help you lower your car insurance
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